Real-Time Payments Gateway

Credit Card Processing

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Same-Day ACH Processing

One-Time & Recurring
eMail Invoicing
All Processing Types
Same-Day Funding

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FedNow & Real-Time
Payments
Solutions

Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.

"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"

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Check Processing

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Instant Credit Card Payments for B2B Digital Invoices

Efficient Credit Card Processing for B2B Transactions

Instant Credit Card Invoice Payments for B2B are transforming how companies manage their receivables. This service provides an efficient way to process credit card payments for digital invoices instantly, reducing the wait time for funds and enhancing customer satisfaction. The integration with existing B2B systems simplifies the payment acceptance process, making it more seamless and less prone to errors. It's a perfect solution for businesses looking to improve their payment cycle times and operational efficiency.

With this system, businesses can offer their clients flexible payment options while ensuring that funds are available almost immediately. This capability is crucial for maintaining a stable and predictable cash flow, especially in industries with tight margins.

Long-Term Advantages:

  • Streamlined Cash Management: Faster processing leads to better cash flow management.
  • Customer Retention: Improved payment experience supports customer satisfaction and loyalty.

Enhance Your Cash Flow with Fast Credit Card Clearances

Optimize your B2B payment processes with our Credit Card Payments service, designed to handle digital invoices instantly. This system provides a secure and efficient method for businesses seeking fast transaction clearance, enhancing customer satisfaction by offering immediate payment confirmations. The integration of this service into your payment systems transforms the financial dealings of your business, enabling faster turnaround times and improved service delivery. It is perfect for businesses that need to process payments on-the-go or in real-time.

Benefits and Features: Our Credit Card Payment system supports a range of card brands and provides a robust solution for managing transaction disputes and chargebacks effectively. It ensures high transaction success rates, even during peak times, thanks to its scalable infrastructure.

Pricing and Value: We offer competitive pricing for our Credit Card Payments service with a clear fee structure based on transaction volume, not flat rates. This flexibility helps businesses control costs while scaling up their operations.

Security and Reliability: The platform uses advanced security protocols to ensure that all credit card transactions are encrypted and fully compliant with PCI DSS standards. Continuous risk assessment procedures are implemented to enhance transaction security.

Long-Term Advantages:

  • Continuous Improvement in Customer Trust: Reliable and secure transactions reinforce customer confidence.
  • Operational Scalability: The system grows with your business, accommodating increasing transaction volumes seamlessly.

Creation Request for Payment Bank File

Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
Request for Payment

... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.


Contact Us for Request For Payment payment processing