FedNow & Real-Time
Payments
Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
More info
Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
Real-Time B2B Payments for Instant Invoice Settlement
Secure Immediate Payment Solutions for Businesses
Real-Time Payments for B2B Digital Invoices offer a cutting-edge solution for businesses needing instant settlement of transactions. This technology allows companies to send and receive payments in real-time, providing immediate liquidity and greatly enhancing cash flow management. The system’s ability to process payments instantly is invaluable for businesses operating in fast-paced environments where every second counts. Moreover, it ensures that all transactions are conducted securely and efficiently.
Businesses leveraging Real-Time Payments can benefit from the elimination of traditional banking hold-ups and enjoy a streamlined payment workflow. This not only boosts operational efficiency but also provides a competitive edge in the marketplace.
Long-Term Advantages:
- Immediate Fund Access: Instant transactions improve working capital management.
- Reduced Financial Risk: Minimizes exposure to payment delays and financial discrepancies.
Optimize Cash Flow with Real-Time B2B Payments
Leverage our Real-Time Payments platform for instant payment of B2B digital invoices, ensuring immediate fund transfer and improved liquidity. This secure and reliable solution is ideal for high-speed business environments where efficiency and speed are paramount. The system provides businesses with the ability to manage their cash flow more effectively, minimizing the delay between delivery of services and payment. Real-Time Payments revolutionize how businesses interact financially, offering a significant edge over competitors.
Benefits and Features: The Real-Time Payments system is designed to process and settle payments within seconds, even outside traditional banking hours. This capability ensures that businesses can conduct transactions around the clock, which is especially beneficial in global markets.
Pricing and Value: We offer transparent pricing based on usage with no hidden fees, making it easy for businesses to predict their payment processing costs. This model supports businesses in managing their finances more effectively by keeping costs in alignment with transaction volumes.
Security and Reliability: Our Real-Time Payments system employs multi-factor authentication and continuous fraud monitoring to ensure the security of every transaction. These measures are critical in maintaining trust and safety in the financial ecosystem.
Long-Term Advantages:
- Increased Market Competitiveness: Instant payments can improve business agility, helping you stay ahead in competitive markets.
- Enhanced Cash Management: Immediate access to funds aids in better cash flow management.
Creation Request for Payment Bank File
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
